Our results

Our results 

Our personalized advice allows each client to achieve their financial goals according to their level of risk, time horizon and needs. Each portfolio is unique, tailor-made. Each portfolio adopts different strategies and prefers to invest in certain instruments and asset classes. The choice of securities and the weighting of the various asset classes is chosen to obtain different degrees of investment risk. For the previous reason, the return of each portfolio is different and reflects the various risk profiles.

 

Regardless of the risk profile, each portfolio is composed exclusively of efficient products, including government securities, bonds, equities and ETFs and is internationally diversified. In addition, the active management of the portfolio, firstly in the choice of the moments of entry and exit from the market and secondly in the constant monitoring and rebalancing, allows to maximize the return while sustaining the minimum risk.

 

Customized Portfolio Medium-Low Risk Profile

 

In the case of a client with a medium-low risk profile and a short-medium term time horizon, our customized portfolio provides for a predominantly bond asset allocation with a maximum equity share of 10%. The bond portion prefers high-yield European and American corporate bonds and government bonds from emerging countries. The equity portion is also internationally diversified, with a particular focus on the American and European markets.

 

Below are the results of our portfolio suitable for a prudent client:

 

ASSET ALLOCATION: 90% bond and a maximum of 10% equity

MINIMUM RECOMMENDED TIME HORIZON: 3 years3
3
LAST 11 YEARS PERFORMANCE: + 92,69%85
85
LAST 11 YEARS VOLATILITY: 6,02%7
7
RISk*: Medium – Low40
40
AVERAGE ANNUAL RETURN: + 6,27%7
7
LAST 11 YEARS AVERAGE DRAWDOWN: 5,53%6
6

*intended as investment volatility

Cumulative Yield (%) Customized Portfolio Medium Risk Low

Historical Data Customized Portfolio Medium Risk Low

wdt_ID Periodo Rendimento Volatilità Drawdown
1 2011 0.31 8.49 -12.30
2 2012 18.27 6.61 -2.57
3 2013 3.97 6.00 -5.34
4 2014 10.83 5.50 -1.97
5 2015 4.34 6.40 -7.49
6 2016 7.91 5.88 -6.38
7 2017 3.29 4.27 -2.56
8 2018 0.47 4.24 -4.00
9 2019 9.56 4.87 -1.07
10 2020 1.62 10.80 -15.55

Tabel 1

wdt_ID 2011-2021 Portafoglio Rischio Medio Basso
1 Rendimento medio 6.27
2 Rendimento cumulativo 92.69
3 Rendimento cumulativo annualizzato 8.43
4 Volatilità media 6.02
5 Drawdown medio -5.53

Tabel 2

* the average return is the sum of the annualized returns divided by the number of years in question while the cumulative return is the difference between the final value of the investment and the initial value. The annualized cumulative return is the cumulative return divided by the number of years.

Historical Data Customized Portfolio Medium Risk Low

wdt_ID Periodo Rendimento Volatilità Drawdown
1 2011 0.31 8.49 -12.30
2 2012 18.27 6.61 -2.57
3 2013 3.97 6.00 -5.34
4 2014 10.83 5.50 -1.97
5 2015 4.34 6.40 -7.49
6 2016 7.91 5.88 -6.38
7 2017 3.29 4.27 -2.56
8 2018 0.47 4.24 -4.00
9 2019 9.56 4.87 -1.07
10 2020 1.62 10.80 -15.55

Tabel 1

wdt_ID 2011-2021 Portafoglio Rischio Medio Basso
1 Rendimento medio 6.27
2 Rendimento cumulativo 92.69
3 Rendimento cumulativo annualizzato 8.43
4 Volatilità media 6.02
5 Drawdown medio -5.53

Tabel 2

* the average return is the sum of the annualized returns divided by the number of years in question while the cumulative return is the difference between the final value of the investment and the initial value. The annualized cumulative return is the cumulative return divided by the number of years.

Customized Portfolio Medium Risk Profile

 

In the case of a client with a medium risk profile and a medium-term time horizon, our personalized portfolio provides a predominantly bond asset allocation with a maximum equity share of 30%. The bond portion prefers high-yield European and American corporate bonds and government bonds from emerging countries. The equity portion is also internationally diversified, with a particular focus on the American and European markets.

 

Below are the results of our portfolio suitable for a client with a medium risk profil:

ASSET ALLOCATION: 70% bond and a maximum equity share of 30%.

MINIMUM RECOMMENDED TIME HORIZON: 5 years5
5
LAST 11 YEARS PERFORMANCE: + 148,72%90
90
LAST 11 YEARS VOLATILITY: 5,63%6
6
RISK*: Medium50
50
AVERAGE ANNUAL RETURN: + 8,75%9
9
LAST 11 YEARS AVERAGE DRAWDOWN: 5,19%5
5

*intended as investment volatility

Cumulative Yield (%) Customized Portfolio Medium Risk

Historical Data Customized Portfolio Medium Risk

wdt_ID Periodo Rendimento Volatilità Drawdown
1 2011 3.17 8.23 -10.76
2 2012 19.43 5.74 -3.85
3 2013 8.86 5.30 -4.12
4 2014 10.11 4.92 -2.89
5 2015 9.01 6.57 -7.98
6 2016 9.58 5.76 -5.52
7 2017 7.56 3.77 -2.29
8 2018 1.43 3.69 -2.84
9 2019 12.81 4.21 -1.73
10 2020 3.17 9.14 -11.97

Tabel 1

wdt_ID 2011-2021 Portafoglio Rischio Medio
1 Rendimento medio 8.75
2 Rendimento cumulativo 148.72
3 Rendimento cumulativo annualizzato 13.52
4 Volatilità media 5.63
5 Drawdown medio -5.19

Tabel 2

* the average return is the sum of the annualized returns divided by the number of years in question while the cumulative return is the difference between the final value of the investment and the initial value. The annualized cumulative return is the cumulative return divided by the number of years.

Historical Data Customized Portfolio Medium Risk Low

wdt_ID Periodo Rendimento Volatilità Drawdown
1 2011 3.17 8.23 -10.76
2 2012 19.43 5.74 -3.85
3 2013 8.86 5.30 -4.12
4 2014 10.11 4.92 -2.89
5 2015 9.01 6.57 -7.98
6 2016 9.58 5.76 -5.52
7 2017 7.56 3.77 -2.29
8 2018 1.43 3.69 -2.84
9 2019 12.81 4.21 -1.73
10 2020 3.17 9.14 -11.97

Tabel 1

wdt_ID 2011-2021 Portafoglio Rischio Medio
1 Rendimento medio 8.75
2 Rendimento cumulativo 148.72
3 Rendimento cumulativo annualizzato 13.52
4 Volatilità media 5.63
5 Drawdown medio -5.19

Tabel 2

* the average return is the sum of the annualized returns divided by the number of years in question while the cumulative return is the difference between the final value of the investment and the initial value. The annualized cumulative return is the cumulative return divided by the number of years.

Customized Portfolio High Risk Profile

 

For those who are willing to accept a high volatility, can afford a medium-long term time horizon and are looking for a significant growth of their capital, they can invest in a portfolio with a higher equity share.

Obviously, the higher the proportion of equities, the higher the return and consequently the risk assumed by the investor.

Our equity-only portfolios, globally diversified, particularly in the American, European, Chinese and major emerging markets, have achieved the following results:

ASSET ALLOCATION: 40% US equity, 40% European equity, 15% Emerging Markets equity, 5% China equity

MINIMUM RECOMMENDED TIME HORIZON: 5 years5
5
LAST 16 YEARS PERFORMANCE: + 846,61%95
95
LAST 16 YEARS VOLATILITY: 9,89%11
11
RISK*: High80
80
AVERAGE ANNUAL RETURN: + 16,80%10
10
LAST 16 YEARS AVERAGE DRAWDOWN : 9,42%9
9

*intended as investment volatility

Cumulative Return (%) Personalized Portfolio Equity

Historical Data Custom Stock Portfolio

wdt_ID Periodo Rendimento Indice Azionario Internazionale Rendimento Portafoglio Azionario Volatilità Indice Azionario Internazionale Volatilità Portafoglio Azionario Drawdown Indice Azionario Internazionale Drawdown Portafoglio Azionario
1 2007 -1.20 31.04 8.65 8.73 -10.09 -7.82
2 2008 -31.12 -8.04 22.48 5.59 -35.45 -14.20
3 2009 26.52 32.62 12.99 10.54 -36.46 -5.90
4 2010 17.16 2.40 10.80 10.80 -8.01 -10.34
5 2011 -4.08 12.65 13.62 13.60 -17.45 -12.46
6 2012 12.81 17.17 8.72 8.73 -7.95 -8.76
7 2013 17.35 24.22 8.44 8.43 -9.74 -9.22
8 2014 13.51 5.22 9.29 9.28 -8.27 -9.32
9 2015 8.81 20.14 15.45 15.41 -17.81 -13.96
10 2016 7.05 24.37 11.73 11.72 -22.48 -14.89

Tabel 1

wdt_ID 2007-2021 Indice Azionario Internazionale Portafoglio Azionario
1 Rendimento medio 9.01 16.80
2 Rendimento cumulativo 205.12 846.61
3 Rendimento cumulativo annualizzato 13.67 56.44
4 Volatilità media 12.14 9.89
5 Drawdown medio -15.79 -9.42

Tabel 2

* the average return is the sum of the annualized returns divided by the number of years in question while the cumulative return is the difference between the final value of the investment and the initial value. The annualized cumulative return is the cumulative return divided by the number of years.

Historical Data Custom Stock Portfolio

wdt_ID Periodo Rendimento Indice Azionario Internazionale Rendimento Portafoglio Azionario Volatilità Indice Azionario Internazionale Volatilità Portafoglio Azionario Drawdown Indice Azionario Internazionale Drawdown Portafoglio Azionario
1 2007 -1.20 31.04 8.65 8.73 -10.09 -7.82
2 2008 -31.12 -8.04 22.48 5.59 -35.45 -14.20
3 2009 26.52 32.62 12.99 10.54 -36.46 -5.90
4 2010 17.16 2.40 10.80 10.80 -8.01 -10.34
5 2011 -4.08 12.65 13.62 13.60 -17.45 -12.46
6 2012 12.81 17.17 8.72 8.73 -7.95 -8.76
7 2013 17.35 24.22 8.44 8.43 -9.74 -9.22
8 2014 13.51 5.22 9.29 9.28 -8.27 -9.32
9 2015 8.81 20.14 15.45 15.41 -17.81 -13.96
10 2016 7.05 24.37 11.73 11.72 -22.48 -14.89

Tabella 1

wdt_ID 2007-2021 Indice Azionario Internazionale Portafoglio Azionario
1 Rendimento medio 9.01 16.80
2 Rendimento cumulativo 205.12 846.61
3 Rendimento cumulativo annualizzato 13.67 56.44
4 Volatilità media 12.14 9.89
5 Drawdown medio -15.79 -9.42

Tabella 2

* the average return is the sum of the annualized returns divided by the number of years in question while the cumulative return is the difference between the final value of the investment and the initial value. The annualized cumulative return is the cumulative return divided by the number of years.

The positive results of our equity portfolio can be attributed to the choice of stocks that have performed extremely well, but above all to active portfolio management. In 2008 we avoided a market crash by applying stop losses (when prices fell by a certain percentage we closed our positions) and only re-entered in 2009, the 2011 crash was exploited to buy at low prices and ride the next upswing, in 2018 and 2020 we exited equities before the crashes because we thought prices were too high. Active portfolio management not only allowed us to achieve returns well above the benchmark, but more importantly to reduce the risk (volatility and drawdown) of the portfolio. Although past performance is not a reliable indicator of future returns, we expect to achieve similar results in the future.

 

Customized portfolio according to your Risk Profile

 

Obviously, the needs and risk tolerance of each individual is different and certainly cannot be summarized only in the three personalized portfolios above. For example, there are people who are willing to purchase long term bonds and others who do not want to have them in their portfolio; there are people who are willing to purchase securities in currencies other than the Euro, others who prefer to avoid them, etc. The previous examples have been presented with the aim of illustrating the returns for different risk tolerances.

 

Below are two concrete examples of two customers:

 

Massimo (low risk profile)
Initial Capital (2006): 1,168,000 euros
Payments 2009: 500,000 euros
Current Capital (31/12/2021): 3,209,779 euros
Massimo earned 1,541,780 euro equal to 92.4%.

 

Luca (medium risk profile)
Initial capital (2007): 400,000 euro
Current Capital (31/12/2021): 1,182,700 euro
Luca earned 782,696 euro equal to 195.6%.

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